Pricing

Pay per employee. Not per feature.

$4/employee/month with a $99 minimum. Every plan includes the full compliance engine, AI pipeline, and payroll integration. 30-day free trial.

50
11,200+
$200/mo

Quick Reference

All plans include the full platform. Price depends only on headcount.

EmployeesPEPM RateMonthlyAnnual (10% off)
25$4.00$100$90
50$4.00$200$180
100$4.00$400$360
200$3.50$700$630
500$3.50$1,750$1,575
750$2.50$1,875$1,688
1,001+Custom pricing — contact us

Every plan includes everything

No feature gates. No per-seat upsells. One price, full platform.

Unlimited notice uploads
AI-powered classification (50+ types)
Draft response generation
Payroll verification engine
SUI rate verification & protest
Multi-state compliance monitoring
SIDES E-Response integration
Workers comp audit tracking
Wage & hour risk analysis
PFML gap detection
ACA penalty exposure
Compliance calendar & deadlines
Evidence package generation
Audit trail with SHA-256 hashing
CSV / ADP payroll import
Priority email support

CPA Partner Program

Manage employer clients and earn revenue share. No credit card required to start.

Free
0-10 clients
Free
Revenue share: ---
Associate
11-49 clients
$99/mo
Revenue share: 5%
Popular
Partner
50-99 clients
Free
Revenue share: 10%
Premier
100+ clients
Free
Revenue share: 15%
Start free — no credit card required

Frequently asked questions

What counts as an employee?

Any W-2 employee or active 1099 contractor imported from your payroll system or manually entered. Only active employees in the billing period count.

Is there a minimum charge?

Yes. The monthly minimum is $99. For employers with fewer than 25 employees, the bill is $99/month regardless of headcount.

How does the annual discount work?

Pay annually and save 10% on your total. The annual rate is locked for 12 months, even if your headcount changes.

What happens at 1,001+ employees?

Enterprise accounts receive custom pricing with volume discounts, a dedicated account manager, and SLA-backed support. Contact us for a quote.

How does the CPA partner program work?

CPAs earn a revenue share on every employer client they bring to Kreto. Partner and Premier tiers get free platform access plus 10-15% of client revenue.

Can I switch between monthly and annual?

Yes. You can switch at any time from Settings > Billing. Switching to annual applies the 10% discount immediately; switching to monthly takes effect at the next renewal.

Ready to eliminate compliance surprises?

Join CPA firms and employers across all 50 states who use Kreto to catch rate errors, meet protest deadlines, and save thousands in avoidable penalties.

Start 30-day free trialTalk to sales